If you’re driving from San Diego to Mexico, you need Mexican car insurance—your U.S. policy won’t cover you south of the border. Whether you’re visiting for a day trip, family gathering, or business, Mexican law requires drivers to carry a valid liability policy issued by a Mexican insurance company.
Mexican car insurance from San Diego is easy to get, but you should consider key factors before crossing:
What to Know Before Driving into Mexico
1. Your U.S. Insurance Isn’t Valid
- U.S. coverage ends at the border.
- You must buy separate Mexican liability insurance.
2. Choose the Right Coverage
- Liability: Required by law.
- Full coverage: Recommended for theft, damage, or accidents.
- Check for roadside assistance and legal aid.
3. Buy Insurance Before You Cross
- Buy online or from agencies near the border (e.g., in San Ysidro or Chula Vista).
- Keep a printed or digital copy of the policy with you.
4. Length of Trip Matters
- Daily, weekly, monthly, and annual policies are available.
- Choose based on how long you’ll be in Mexico.
5. Consider Local Laws
- Driving without Mexican insurance can result in jail time or vehicle impoundment if you’re in an accident.
- Even minor fender benders require proof of coverage.
6. Top Insurance Providers
- Baja Bound, Mexpro, and Border Mexican Insurance Services (San Ysidro/San Diego)
- Make sure the insurer is authorized in Mexico.
FAQ: Mexican Car Insurance from San Diego
Can I buy Mexican car insurance in San Diego?
Yes. Many agencies near the border offer walk-in or online services in English and Spanish, for example: https://www.mexborder.com/
Is Mexican car insurance expensive?
Not really. Basic daily coverage starts around $10–$15 USD.
What documents do I need?
- U.S. driver’s license
- Vehicle registration
- Insurance policy (printed or digital)
If you’re driving to Mexico, don’t risk it—Mexican car insurance is legally required and could save you thousands in case of an accident. Whether you’re heading out from San Diego or anywhere else near the border, getting covered is quick, easy, and essential.
For more border travel tips and practical info, check out Majide News, your go-to source in the Travel and Border Crossing category.
